About USA Financial Pulse

USA Financial Pulse is a refinance comparison marketplace. We connect homeowners with a network of lenders so they can review offers side by side, in one online form, with no obligation to move forward.

We are not a lender

USA Financial Pulse is not a lender, not a broker, and not a financial advisor. We do not originate loans, hold deposits, or make credit decisions. We operate as a marketing affiliate that connects homeowners with a network of lenders who may offer mortgage refinance, home equity, and debt-consolidation refinance products. Any loan offer you receive comes from a lender in the network, on that lender's own terms.

How USA Financial Pulse works

Homeowners complete one short online form with the information lenders in the network typically use to prepare offers. USA Financial Pulse then matches that information with lenders whose products may fit the situation, so the offers can be reviewed side by side. The online form is not a loan application; lenders in the network make their own credit decisions, on their own criteria, and may request additional information before extending any offer or terms.

Our editorial approach

USA Financial Pulse does not promise specific savings, specific rates, or that any consumer will be matched with or accepted by any particular lender. We do not provide financial, legal, or tax advice, and nothing on this site should be read as a recommendation to refinance or to choose a particular product. Homeowners may wish to review lender terms in full and consider speaking with a qualified professional before making a decision.

Compliance and licensing

USA Financial Pulse operates within the compliance framework of the lender network it works with, including state and federal marketing rules that apply to refinance and home equity products. Licensing details: Loan products offered through the network are not government programs and USA Financial Pulse has no affiliation with any government agency.

Get in touch

Questions about how the comparison works, or about your data? See our contact page.